Cheap Auto Insurance in VA
State Farm offers Virginia's most affordable vehicle
insurance quotes.
For Virginia drivers, State Farm offers the most competitive
estimates for minimal liability coverage. The average cost of auto insurance
with State Farm is $30 per month, $20 less than the national average.
For a minimal liability coverage, the typical price of car
insurance in Texas is $50 each month, or $603 annually.
The cheapest auto insurance is minimum liability insurance
since it offers the least amount of coverage. But in the Commonwealth of
Virginia, it only provides a limited level of protection for accidents to
another person or loss to their property. Low-cost estimates might render this
look like the ideal option.
Your personal vehicle is not covered by the minimum coverage.
Therefore, if you have an accident, you can end up owing greater costs in the
long term.
For the majority of Virginia drivers, comprehensive coverage
vehicle insurance is advised so that you will be adequately protected in the
event of a significant collision.
Virginia's cheapest full-coverage auto insurance provider is
State Farm
In Virginia, State Farm offers the most affordable full
coverage auto insurance quotes. A State Farm coverage costs $72 per month,
which is 39% less than the Michigan average of $118.
Company
Daily rate
$72 State Farm
Geico $79 in Erie$97
Travelers: $122; Americans: $128
affordable auto insurance in Virginia for driver with prior
offences
For motorists with a conviction for speeding, DUI, or auto
accident on their record, State Farm offers the most affordable prices.
Drivers with a bad credit score or incidents like speeding
tickets, accidents, or DUIs on their driving record often pay more on average
for auto insurance in Virginia. These incidents are viewed by insurance
companies as indicators that you are an extremely dangerous driver, which
results in increased rates.
Following a speeding citation, the most affordable auto
insurance quotes City Farm
The cheapest automobile coverage for Pennsylvania drivers
who have received a recent traffic ticket is offered by State Farm. State
Farm's full coverage insurance cost a total of per every month, a rate that is
$63 less than the national average.
Company
Daily rate
$77 State Farm
Erie $90
Geico $97
Visitors $122
Worldwide $161
After receiving a speeding ticket in Virginia, drivers
should anticipate an 18% rise in their auto insurance rates. But not every
business increases charges by the same percentage. After receiving a single
speeding ticket, drivers in Virginia covered by Geico and Travelers might not
experience a price hike. Allstate, the priciest insurer, boosts premiums by
29%.
Therefore, it's critical to compare prices to locate the
best deals, especially following an incident or accident.
After an accident, cheap Virginia car insurance: State Farm
For Virginia motorists with a culpable accident on their
record, State Farm offers the most affordable auto insurance. A complete
insurance policy is $84 per month, which is 54% less than the Wyoming norm of
$181 every month.
Company
Daily rate
$84 in State Farm
Geico $142 Erie $113
Nationally $197, Travelers $172
In Virginia, the average rise in auto insurance rates
following an accident is 54%.
Cheapest DUI automobile insurance rates in Virginia: State
Farm
In Virginia, State Farm offers the most affordable rates for
motorists with DUIs. State Farm charges $77 per month for a policy with
complete protection. That is 60% less expensive than the typical cost for
DUI-carrying drivers.
Company
Daily rate
$77 State Farm
Erie $136
Advance $185 Travelers $186
Geico $236
Average premiums for Virginia drivers rise by 63% following
a DUI citation. Additionally, you might need to obtain SR-22 or FR-44 coverage,
which could result in an increase in your rates.
Geico offers the cheapest vehicle insurance for those with
bad credit.
For Pennsylvania drivers with low credit scores, Geico
offers the most affordable rates. A Geico policy costs $114 a month for
complete protection, which is $71 cheaper than the state average in Virginia.
Company
Daily rate
GeicoState Farm $114 Nationwide $145
Erie$184
Vacationers $218
Drivers with poor credit are more likely than those with
strong credit to submit a claim, and insurance companies often charge more to
cover this risk. Your ability to get behind the wheel is not impacted by having
bad credit. Quotes to Virginia drivers with bad credit are typically 56% more
expensive than those for drivers having good credit.
Virginia's Erie offers the cheapest young driver auto
insurance rates.
The most affordable teen driver auto insurance in Virginia
is offered by Erie.
For a newly licensed driver, an essential coverage from
Pittsburgh costs $79 per month, which is 48% less than the state mean. At $186
a month, or 49% less than the national average, Erie also offers the most
competitive full coverage pricing.
cheapest adolescent auto insurance in Virginia
only Company Liability
full protection
Erie $79 $186
State Farm $220 and $99
Travelers $137 $322 Geico $131 $311
Insurance $172 $542
Cheapest rates for married drivers in Virginia for auto
insurance: Married drivers may get full coverage insurance from Erie Erie for
the best price, which is $70 per month and 34% less than the state average in
Virginia.
In Virginia, married drivers receive full coverage quotes at
a 10% discount compared to single drivers. This is so because married drivers,
statistically speaking, are less likely to cause accidents than single drivers.
Company
monthly cost per vehicle
$72 Erie, $70 State Farm
Nationwide $121 Progressive $102 Geico$123
Virginia's average cost of car insurance, broken down by
city
In Virginia, drivers from Blacksburg and Merrimac pay the
lowest prices; comprehensive coverage is $99 per month there.
With a monthly cost of $137, Lincolnian, an area of
Washington, DC, has the highest rate in the state.
From one town to the next, comprehensive automobile
protection in Virginia costs around the same. The gap between the highest and
least costly cities is $38 per month.
Lookup City
% of average monthly cost
Abingdon $105 down 11%
Acacia $116 - 2%
Achilles $113 down 4%
Adolf $101 - 7%
Afton $115 -3%
Virginia's regulations for auto insurance
Virginia does not mandate that drivers maintain automobile
insurance.
Instead, you can pay the Excessive Motor Vehicle Fee of $500
to the Bureau of Motor Vehicles (DMV). You can legally drive without insurance
on Virginian highways for a year after paying this price. In the event of an
accident, it does not provide any protection. That implies that if i cause a
crash, you will be responsible for all expenses.
If you do decide to get protection, your policy must satisfy
the following liability minimums:
Virginia's minimum auto insurance coverage
Limit
Liability for bodily harm is $30,000 per person and $60,000 per
accident.
Liability for property damage is $20,000 per incident.
All Virginia drivers are urged to carry at least the
required level of liability insurance.
We advise boosting the liability limits as well as
purchasing collision and comprehensive insurance.
A lot of people have questions
Which Virginian firm offers the most affordable vehicle
insurance?
For the majority of Virginians, State Farm offers the most
affordable car insurance estimates. State Farm charges $30 per month for
minimal coverage and $72 per month for full coverage.
What Virginia auto insurance is the best?
Based on favorable reviews given by our editors, J.D.
Power, and AM Best, Erie is our top choice for the best auto insurance in
Virginia. When comparing vehicle insurance quotes, State Farm Insurance or USAA
are also solid options to take into account.
What is Virginia's average price for car insurance?
In Virginia, the standard cost of minimal coverage is $50
per every month, and $603 per year. On average, complete insurance costs $118
each month or $1,417 annually.
Is auto insurance required in Virginia?
Auto insurance is not required in Virginia. Drivers who opt
not to get insurance, however, must pay the DMV $500 annually to register a
vehicle and are financially liable for any damage they do in an accident.
Is Virginia less expensive for vehicle insurance?
Virginia is the 26th inexpensive state for minimum coverage
auto insurance, with costs that are about average. It is, however, the tenth
most affordable state for entire insurance.
How much does auto insurance in Richmond, Virginia, cost?
The average cost of full coverage auto insurance for drivers
in Richmond is $128 per month, which is 8% more costly than the national
average.